Police Reports Crucial to Insurance Payout

Without question, as soon as you are involved in a car accident, pick up your cellphone to call the police. This protects all parties involved in a car accident, regardless of who is at fault. This is also imperative to protecting any interests you will be seeking, including auto repair and any medical bills.

A negligent driver can just deny an incident ever even happened. Without any grey area, the report will disclose parties involved in the crash, the date and time, apparent reason for the accident, roadway conditions, which driver(s) were cited and for what reason, damage to vehicles and injuries sustained.

A police report accounts for the objectivity of the matter at hand for a point of reference in the event your insurance company or court of law wants more answers. Also, remember any injury you may have sustained may not be readily apparent. Soreness or strain may not show for a few days. Being able to reference a police report when you are seeking lost wages gives your claim more credibility.

Filing a police report is crucial for protecting not only the accident victim, but the negligent as well. Even though the accident may be their fault and their insurance company is paying for the damage, insurance is more likely to payout for damages or injury with a credible incident report. A report also prevents the plaintiff from exaggerating any facts of the accident or changing their story.

A police report eliminates any speculation in the event of a car accident. If you sustained any injuries, you are unlikely to win any compensation for your injuries or damages. A police report will ensure timely auto repair to get you up and running as quickly and hassle free as possible.

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